Archives for: December 2007

12/20/07

Permalink 03:45:24 pm, by Jeff Schwartz Email , 852 words, 575 views   English (US)
Categories: Stuff, Current Events, Politics, Rants, Stupidity, Consumer Rights

Subprime mortgage stressing you out... get someone else to pay!

How does this sound to you? I'll buy something that I can afford to pay for. When I can't make the payments... I'll get you to pay for it. Doesn't that sound like an excellent idea? Well, some people in government think so. Also, many Americans think so too.

We've all heard about the "credit crisis" and "sub prime mortgages". Well, lenders and the government want to ease the burden on people trapped in adjustable-rate mortgages. Confused? Let me explain.

You see, when real estate was booming, everyone wanted to buy a new home. The trouble is, many of them couldn't afford to. Many of them had poor credit. These people were forced to purchase "sub prime mortgages". To make the payments more affordable (a lower monthly payment) they were offered adjustable rate mortgages (ARMs).

Continued...

12/09/07

Permalink 03:09:31 pm, by Jeff Schwartz Email , 965 words, 261 views   English (US)
Categories: Rants, Humor, Stupidity, Consumer Rights

Air Travel Manners - Why do I have to explan this?

From time to time I travel by air. Now, air travel can be stressful. Certainly, in the post-9/11 world airport security alone has made travel by air more of a chore than ever. Between flight delays, lost luggage, inedible meals and brain dead security screeners, air travel today is more stressful than ever.

Still, that's not what I'm talking about today. Today, I want to focus on the little things that people do to add stress to me. I want to focus on two types of people you find on a plane. These people may feel that aren't doing anything wrong but they are. Let me elaborate.


The Seat Sharer

Airlines began requiring obese passengers to purchase a second seat when flying. While this caused much furor among overweight passengers, I for one am relieved. I am tired of having someone sitting next to me who is so large that they cannot fit into their seat. What is normally a personal problem just became my problem.

Just because someone is so fat that they don't fit into a single seat doesn't give them the right to use some of the space that I have. Your weight is your personal issue. I'm not saying that you are a bad person for being overweight. I'm not saying that it is wrong. I'm certainly not saying that you have to change your appearance for my sake. What I am saying is that your obesity should not impact me.

I've been on several flights were the person next to me was so big that they were "spilling over" into my space. I could not put the armrest down because the person next to me was so large. One person told me about a trip where the person in the next seat actually lifted up the armrest, spilled over onto the seat my friend was sitting in and said something like, "don't worry, you can lean on me." All I can say to that is, "no thanks!"

What the airline charges these passengers for that second seat between the airlines and these passengers. All I have to say on the subject is this: I paid for a seat. I did not pay for half of the seat. I do not pay for a third of the seat. I paid for a full seat. If you want to sit in part of my seat, then compensate me for my inconvenience. What... you're not willing to do that? Then get out of my space! I paid for it. I'll use it.

The Poor Planner

Lets see if you recognize this individual.

You book your flight and even confirmed your seat online months in advance. You made sure that you got that window seat or aisle seat that you wanted. You make sure you were sitting with your friends, spouse, et cetera.

Now, someone comes up to you and says something like, "excuse me, but I'd really like to sit with my (friend, parent, spouse, mailman, etc.) and would you mind switching seats with me?

These people will try to make you feel guilty for not switching seats. On a recent flight I took to Alaska, my wife and I planned our flight 14 months in advance. We made sure that the two of us as well as our two small children would be in one row and that my wife and I would both have aisle seats. Someone was walking around the cabin asking people to move so that she could sit with her mother.

When nobody was willing to give up their aisle seat in exchange for her "middle" seat, she enlisted the help of a flight attendant who then began pressuring passengers.

Now I am sorry but an old adage seems to sum this up. "Poor planning on your part does not constitute an emergency on my part" I did not reserve my seats months in advance so that I would have to exchange them for inferior seats because someone else didn't think ahead.

If you want to sit with somebody on an airplane, book your seats together. If you want to sit in a particular part of the aircraft, book your seats in advance. If you want to sit in the aisle or at the window, book your seats in advance. If you wait to the last minute to pick your seats, you get what's left over.

What amazes me is the fact that these people feel that they're entitled to my seat. If I was in a movie theater and had a "good" seat, nobody would consider asking me to move to the back of the theater because they can't see the screen. Get on an airplane however and people feel that they are entitled to whatever they want, even if they only booked the seats earlier that afternoon.

So to all of you flight attendants out there I would like to ask you a simple favor. Please, please, please don't pressure people to give up their seat for someone else's convenience. It's one thing to make an announcement requesting somebody give up a seat. It is quite another to single people out and ask them repeatedly if they "wouldn't help out this poor woman who wants to sit with her mother".

And to all of you people who don't fit in a single airline seat I will offer two suggestions. Book two seats in advance to avoid any embarrassment. If you don't want to spend the money for the extra seat than all I can do is suggest that you consider losing weight. I know that isn't simple but it's a lot more reasonable for me to suggest that you lose weight than it is for you to suggest that I have to share my seat with you.

12/02/07

Permalink 10:32:59 pm, by Jeff Schwartz Email , 276 words, 1021 views   English (US)
Categories: Humor, Stupidity

Signs That I Simply Don't Understand

Today, I just want to share with you a couple signs that I just don't understand. Well, I think I know what they mean but still, there is reason to pause... and wonder!

This first image was taken at Dorney Park in Allentown, PA. I shot it this summer while visiting with my son. While my son was riding some contraption designed to approximate the effect of an eggbeater on the human body, I being bored out of my mind, decided to read this sign. I never dreamed that it would be interesting, much less interesting enough to write about.

It wasn't until I got most of the way through reading the sign that I began to panic:

All I want to know is, what is a "Lap Bear" exactly? Is this some large mammal that you put on your lap during the ride? What does one feed a lap bear? Well, the answer to that is simple. If you are riding, I'm guessing you, are the food!

The other sign I saw is one that just, to my twisted mind, should have been re-written. It, unlike the first sign, is not a misprint. It is however arguably, a poor choice of words.

But honey, I'm going as fast as I can already!

I know we live in a fast paced society. We have speed-reading, and SpeedStick. We have instant pudding and fast-food. Now, I have heard of "speed-dating" but once you find someone, couldn't you use some of the time you saved by speed-dating, to have sex at a normal rate of speed? I wonder, do you think speed-humping will ever become an Olympic sport?

Jeff's Stuff

Sometimes funny, sometimes serious, this is where I'll share my views on "stuff". Observations, critiques, thoughts and views, that's what you will find here.

These are my opinions. If you disagree, I respect that. Tell me why. Don't bother saying, "you are wrong" if you aren't willing to give a reason.

December 2007
Sun Mon Tue Wed Thu Fri Sat
 << < Current> >>
            1
2 3 4 5 6 7 8
9 10 11 12 13 14 15
16 17 18 19 20 21 22
23 24 25 26 27 28 29
30 31          

Search

XML Feeds

What is RSS?

Who's Online?

  • Guest Users: 3

powered by
b2evolution

Link Exchange Personal Blogs - Blog Top Sites Listed on BlogShares